Products & Services



  • Regular Savings Accounts
    A $25.00 initial minimum deposit is required which reflect your share of the Montgomery County Postal FCU, an interest earned account which is paid quarterly.
  • Super-Saver Money Market
    Minimum deposit of $1,000.00.
  • Christmas Club Accounts
    A savings account that earns the same dividend as your regular savings account, except no early withdrawals without penalty. You can open this account at any time, the payout on Christmas Club Accounts is the last Friday in October.
  • Vacation & Special Share Accounts
    There is no minimum balance required in these accounts and can be used for any special occasion. These accounts also earn dividends quarterly.


  • FREE Share Draft Checking Account
    There are no minimum balances no monthly maintenance fees no per check fees because…. IT'S FREE!
  • ATM/Debit Card
    Accepted almost anywhere a VISA logo is shown, and best of all it comes right out of your checking account, it's not a credit card-it only looks like one.

Other Services:

  • Money Orders
  • Notary Services
  • Electronic Transactions:
  • Payroll Deduction through PostalEase
  • Direct Deposit
  • ACH Debit/Credit

Montgomery County Postal FCU offers a variety of loans to help you make your dreams come true. All loans are processed with a completed application, credit report, verification of salary (paycheck), and debt ratio.

  • New and Used Car Loans
    Thinking about that new vehicle? Need a bigger car for the family? Then call or apply online with the Montgomery County Postal FCU with our great car loan rates and terms up to 72 months.
  • Unsecured Personal Loans
    Based on your credit status you may qualify up to 15% of your annual salary on your signature.
  • Share Secured Loan
    Use your savings account funds to secure your loan while earning dividends on your account.


Montgomery County Postal FCU
16501 Shady Grove Road -Gaithersburg, MD 20898